Mobile Connect – KYC Match
A simple and easy solution for user identity verification.
Product Summary
Enables Service Providers (SPs) to compare the information they have on file for a particular user with that on file (and verified) by the user’s mobile operator in their own KYC records (name, address, date of birth).
Expand Your Audience to Attract New Paying Users!
How it works
SP issues a request for the KYC Match service via the Mobile Connect API to the user’s operator including the information that they would like the operator to compare against their own records.
The operator processes the request, obtaining consent from the user (via their mobile device) for performing the comparison where required.
If consented to, the operator compares the received user information against their own records and returns a true/false result to the SP for each attribute that is compared.
Example use cases
Easy enrolment to new services by re-using the validated user identity previously captured by the operator
ID check for compliance with regulations
User identification to call centre or corporate
Remote ID & verification use cases in banking for new users & KYC refresh
Anti-money laundering (AML) check for online gambling
Basic compliance check for small value money transfers
Card enrolment/ID verification in mobile wallets
Key Product Features and Benefits
Simple mechanism for an SP to perform KYC checks without inconveniencing the user
SP option of sharing information either in plain text or hashed form (to protect user privacy)
Avoids data entry errors and mitigates fraud by utilizing verified user information from the user’s operator to provide a comparison
Privacy preserving: Operator only performs a comparison and returns the result – no user information is shared with the SP
Flexible to support different consent models
Omni-channel: Service can be invoked irrespective of the channel through which the user is interacting with the SP service (e.g. tablet, PC, mobile, Smart TV etc.)
Can be initiated by the end user (e.g., via the user’s browser when interacting with the SP website) or by the SP in the background, hence, supporting a range of diverse use cases
Single open standard API from multiple operators worldwide and single contract for accessing the service
Additional information may also be available from the Operator on a case-by-case basis; e.g.
- whether the device has been reported lost/stolen
- billing segment
- mobile account state (active/inactive)
Experience the Kanzaroo KYC Match difference today.
A simple and easy solution for user identity verification.
